Established Member
polarbeardad
Posts: 26
Registered: ‎07-16-2012
Wal Mart Card post bankruptcy

‎07-29-2012 07:40 AM

Hello all, I seem to recall reading several posts from people mentioning Wal Mart was prior bankruptcy friendly. I filed in 2011 and included a walmart account. I recently got back in with WFNNB and figured I would give GE a shot through walmart. Be nice to have as an emergency backup card since they sell practically everything. Applied online and was denied, letter states pulled TU and bankruptcy reason for denial. 

 

Does GE blacklist? How long does GE make you set out before approving you for new accounts with them? Since GE now issue so many store cards I'd like to start rebuilding that relationship, 

 

Thanks for any advice. 

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Valued Member
Wantgdcrd
Posts: 33
Registered: ‎03-05-2012
Re: Wal Mart Card post bankruptcy

‎07-29-2012 06:44 PM

I was able to get a GE Care Credit card in 2011, but applied for walmart june 2012, and was denied due to bkrptcy.  I have score of almost 700 and not been late since Jan 2009. I was still denied.  I was also denied Credit increase last year on my Care Credit.   For first time in June, I got a Merrick bank offer with no annual fee.  I accepted the 1000 cL. I attempt to keep all my cc at zero balance.    I did not owe anything to GE or walmart in my bankruptcy. 

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Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012
Re: Wal Mart Card post bankruptcy

‎08-06-2012 09:18 AM

My bankruptcy was discharged in Jan of '10. Started off with a Cap 1 secured for $200. (now $300) followed by an unsecured Cap 1 ($500) and Orchard (also $500). Both of them now have $750 limits. and my scores are in the mid-600 range. I'm going to try for Walmart in a few weeks. From reading in the credit card section of this site, they look to be hit or miss. I'm going to apply for a few different cards in a short time with them at the top. As you mention, they sell post everything so it will come in handy. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
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Member
Xarquinn
Posts: 16
Registered: ‎01-19-2010
Re: Wal Mart Card post bankruptcy

‎08-06-2012 12:15 PM

My ch7 was discharged April 2010 and I was just approved for the store card with a 800 cl.  They pulled TU - score = 673.  Currently have a few store cards and some rebuilders.  

12/28/09 - Filed BK - - - 1/19/2010: TU ???; EQ 509
3/18/2010: TU 544; EQ 533 - - - 4/12/2010: BK7 Discharged
4/16/2010: TU 580; EQ 516 - - - 6/01/2010 - TU 533; EQ 545
12/16/2010: TU 661; EQ 668 --- 6/15/2011 - TU 663; EQ 659
8/30/2011: TU 670; EQ 666 ---- 1/18/2012: TU 608; EQ 664
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Regular Contributor
sewmuchdebt
Posts: 162
Registered: ‎05-14-2009
Re: Wal Mart Card post bankruptcy

‎08-08-2012 08:29 AM

i had a ch7 bk discharged in 8/09. never had any ge accts before because i was always denied. ge has been showing me so much luv in the last couple months:

ashley furniture 4000

paypal smart connect 500

walmart store card 500

Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+

Take the FICO Fitness Challenge
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