Re: Journey through Chapter 13
08-03-2012 11:59 AM
I'm hoping my SUV will last until I can get out from under this Ch13. It has over 130,000, but so far no major mechanical problems. Although it has been hit 3 times already. My goal is the same as yours. I want to purchase a home instead of renting. My landlord refuses to fix anything. I live in Georgia and in the summer, the inside air conditioning unit turns into a block of ice. We have to turn off the thermostat and wait until it melts (usually 2-3 hours). The inside temperature in the house will reach 90 degrees or higher. Last week when it happened, my landlord stood there with a blowdryer for almost an hour trying to get it to melt, LOL. I asked him why doesn't he just replace it and he said it costs too much. We've looked into moving and renting somewhere else; but that open Ch13 on the credit report closes a lot of doors.
Starting Score: EQ-473
Current Score: 3 Jun 14 EQ-649, TU-612, EX-636
Goal Score: 700+
Take the myFICO Fitness Challenge