Established Contributor
aussiesareforever
Posts: 741
Registered: ‎10-04-2010
Re: Capitol One - Excellent Credit?

You were likely rebucketed. Essentially once your BK drops, you are now being compared to people without BKs instead of being in the same bucket with individuals with BK.

 

Capital One will not approve you for the excellent credit card with a 600 score. I will not waste an inquiry. You can try the average credit one.

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)