What to do???
08-15-2012 06:32 PM
What should I be doing while I am waiting on a discharge? Can I apply for any cc? Work on the dispute process?
Re: What to do???
08-16-2012 06:28 AM
Be sure you have copies of your credit reports. Otherwise there's not much you can (or IMHO should) do before discharge.
You want the credit reports to deal with behavior post discharge, I had some creditors take closed accounts and recast them as IIB which makes them negative. Because I could prove how they reported before filing I was able to get them to report correctly, without proof I don't know what success I would have had.
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 4/2/2011 EQ 682 1/14/2011 TU 665
Current Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Goal Score: EQ 700 TU 700
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