Re: Can't get approved
08-24-2012 11:34 AM
I didn't try any secured credit cards. My question with those is, will they really help me rebuild my credit. My credit score has jumped over 100 points since I filed Chapter 13 last August. I'm only about 30 points away from 620. I really want to purchase a house within the next six months and I need to re-establish credit but I only have one credit card. I'm still paying my car note through my Chapter 13 but they aren't reporting it on my credit report anymore.
Do you think I can still use them as a tradeline even though they're not reporting on my credit report?