Contributor
ProudMomof5
Posts: 81
Registered: ‎11-05-2008
Re: Can't get approved

I didn't try any secured credit cards.  My question with those is, will they really help me rebuild my credit.  My credit score has jumped over 100 points since I filed Chapter 13 last August.  I'm only about 30 points away from 620.  I really want to purchase a house within the next six months and I need to re-establish credit but I only have one credit card.  I'm still paying my car note through my Chapter 13 but they aren't reporting it on my credit report anymore. 

 

Do you think I can still use them as a tradeline even though they're not reporting on my credit report?