Re: Can't get approved
08-28-2012 08:41 AM
My bankruptcy was just discharged last week and I am wondering how long I should wait before attempting to apply for credit. I want to buy a house sometime in the next couple of years and I have heard that if you don't start rebuilding your credit right after your discharge that the process to get a mortgage could be substantial. Any advice or input regarding this is appreciated. The attorney gets the BK done but then I feel like I don't have the information to move forward and start rebuilding, the information he gave me was very vague.
Latest EQ Fico - 581 Latest TU Fico - 607 Latest EXP FAKO - 612
In my wallet: Cap One CL 250, Cap One Rewards CL 500, Credit One CL 400, Express Next CL 250, Victoria Secret CL 250. Also, reaffirmed Auto Loan with Chase which will be paid in full 4/2013