Re: Can't get approved
08-28-2012 08:41 AM
My bankruptcy was just discharged last week and I am wondering how long I should wait before attempting to apply for credit. I want to buy a house sometime in the next couple of years and I have heard that if you don't start rebuilding your credit right after your discharge that the process to get a mortgage could be substantial. Any advice or input regarding this is appreciated. The attorney gets the BK done but then I feel like I don't have the information to move forward and start rebuilding, the information he gave me was very vague.
Latest EQ Fico - 641 Latest TU Fico - 632 Latest EXP FAKO - 651
In my wallet: Cap One CL $250, Cap One Rewards CL $2750, Credit One CL $1000, NFCU CL $6000, HH Gregg CL $1800, Care Credit CL $800 Express CL $950, Victoria Secret CL $850, Kohl's CL $300. Cap One Auto Loan $25k