Valued Member
Posts: 44
Registered: ‎08-26-2012
Re: Can't get approved

I did pull a copy of my reports. The only thing not reporting correctly was my car that I reaffirmed. When I contacted Chase, which is the lender for my car, they said that because there is a recision period of 60-days that it will report that way until after Sept 14th. On Sept 15th they will be moving it out of the bankruptcy department and into regular customer service again. At that point it should start reporting correctly on my CR's. I filed a Ch7. Do you think I should wait until the car loan begins reporting correctly before applying for credit cards? Thanks for your info!!

BK7 Filed 5/14/12 BK7 Discharged 8/17/12
Latest EQ Fico - 651 Latest TU Fico - 632 Latest EXP FAKO - 651
In my wallet: Cap One CL $250, Cap One Rewards CL $2750, Credit One CL $1350, NFCU CL $14k, HH Gregg CL $1800, Care Credit CL $1000 Express CL $1050, Victoria Secret CL $2450, Kohl's CL $300, Discover IT $1000, Barclay Rewards $2000, Target $2000, TJ Maxx $300, Ashley Furniture $2000 Cap One Auto Loan $25k