Re: Can't get approved
08-30-2012 08:44 AM
It is so good to hear that secured cards DO work!!! So many people have said that I should hold out for unsecured but my feeling was if a secured card will help begin the rebuilding process faster then it would be worth it! I filed a CH7 and was told that it would probably be two years before I would qualify for a mortgage. I was lucky enough to sell my house before the bankruptcy so I do not have a foreclosure or bk for any previous mortgages. Also, I reaffirmed my car loan since it is almost paid off with the hopes that it would be a good line of credit and help re-establish faster. I
I hope you receive your discharge paperwork soon!!!! Keep me posted and thank you so much for all your information!
Latest EQ Fico - 581 Latest TU Fico - 607 Latest EXP FAKO - 612
In my wallet: Cap One CL 250, Cap One Rewards CL 500, Credit One CL 400, Express Next CL 250, Victoria Secret CL 250. Also, reaffirmed Auto Loan with Chase which will be paid in full 4/2013