" folks abused credit lines granted for business purposes" - yeah that happened a lot . Business , personal....I remember everyone in those days was some type of investor/businessman - lol.

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Aiman wrote:

" folks abused credit lines granted for business purposes" - yeah that happened a lot . Business , personal....I remember everyone in those days was some type of investor/businessman -.

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  lol. So true. I have been in business for 6 years and its making it harder for us that had no business cc's. I always paid with a check.

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sheshoots wrote:

Same thing happened to me just now with Staples. I applied online and was told to call in with report code #26.  They said I either had to provide a PG or send in the following for the business:

 

1. balance sheet;

2. income statement; and

3. certification of same by auditor or CPA.

 

Oh well. Guess I'll try elsewhere.

 

 

 

 

 

 

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Just tried it and was approved.  Did not have the CL listed but will wait for the card to comes.

5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)

If have at least 4 tradeline on your experian business credit file and 6 tradelines on your dun and bradstreet file and you had uploaded financials with dun and bradstreet, you would not have had to submit anything you would have gotten approved easily. 

It's a good idea not to submit finicials to DNB its not going to help that much and it's just putting all your company info out for your competitors and others to see. Focus on building large trades and you will be fine. After getting your starter accounts set up and used starting focusing on using just a handful of accounts. Don't use 2 or 3 office supply accounts make all your purchases though one. Higher trades reporting is better then a bunch of small ones.

no. you would need a federal tax id# which is 9 digits.