Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Biz CC With No PG?

‎08-23-2008 12:18 PM

i have been reading here and there that people are saying that Office Depot, Staples, etc are approving cards with no pg....and they are saying it's pretty easy to get approved & that it's perfect for building your history!

i have a small biz....how do you go about doing this?
you need a d&b number i assume right?
where on their sites do you apply for these cards?
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Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008
Re: Biz CC With No PG?

‎08-23-2008 12:54 PM

Hi Molly,
 
Try Key Bank. I faxed in the app and didn't fill out any of the pg questions. I also sent in a cover letter stating that I didn't want to personally guarantee the account. I included information about my business and other business accounts I have. I was approved the next day.
 
Try Staples as well. You can apply online. I had to call in to verify some info but was instantly given a courtesy line of credit. Neither of these apps require a pg. Of course, there's no guarantee of approval but these will give you the best chance.
 
You'll need your D&B number for both applications. Good Luck!
Equifax Fico 785 as of 01/18/2012
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Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Re: Biz CC With No PG?

‎08-23-2008 12:56 PM

thanks for the info!!

i wish we could get a biz credit section on this forum......i know people would use it!
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Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008
Re: Biz CC With No PG?

‎08-23-2008 01:02 PM

You're welcome.
 
Don't expect high credit lines if approved, though. But that's ok. These will get your foot in the door to establish a relationship. Both cards are issued by Citi.
Equifax Fico 785 as of 01/18/2012
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Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Re: Biz CC With No PG?

‎08-23-2008 01:03 PM

do you happen to have the link for the staples card that does not require a pg?
but for sure i need my d&b number....will have to wait till monday
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Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008
Re: Biz CC With No PG?

‎08-23-2008 01:06 PM

Here it is:
 
 
I chose the revolving option. Yes, you will need that # to apply.
Equifax Fico 785 as of 01/18/2012
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Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Re: Biz CC With No PG?

‎08-23-2008 01:13 PM

perfect!
thanks!!

any other out there? home depot?
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New Contributor
lalahouse
Posts: 63
Registered: ‎12-07-2007
Re: Biz CC With No PG?

‎08-23-2008 01:22 PM

I have business accounts , but I they all are not showing up yet only two are. I have staples 750 ox publishing 2500 tiger direct 250 Samm club 1300 uline- but no score-- In regards to Key bank would letting them no about these work know work
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Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Re: Biz CC With No PG?

‎08-23-2008 01:32 PM

unless i am wrong,......i don't see a place for a d&b number for the staples card.....it asks for a sales tax id....but that is about it...this is for the revolving cc
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Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
Re: Biz CC With No PG?

‎08-25-2008 01:27 PM

the staples application asks for a Taxpayer ID.....i just have our sales tax id number for TX......and when i put it in there....it did not work (the number was to long)....should i type our duns number in there?

thanks!
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