Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
Re: Business Credit 101

If you signed a contract, they can enforce the payment of it.


These "credit builder" programs don't do anything you can't do on your own.  They promote the theory that they know "what to do," the "order to do it," and "where to get credit."  As you are now finding out, you can find this same info here Smiley Happy


Doing it yourself saves time, money and you have the education to benefit from in the future.  A paid program is really for those who don't want to do the work themselves or take the time to learn.


Don't be fooled into thinking they can do anything for you that is proprietary or special.   It's no different than "credit repair" companies....they don't have anything in their bag of tricks that you don't.

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator

09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549