Regular Contributor
Posts: 108
Registered: ‎07-05-2007
Consumer finance companies for business?

Hey everyone, I'm not sure if this is the correct place for this post but I figured I'd give it a shot. 


Just some quick information: my family owns an HVAC business in south TX and we do a LOT of residential work mixed with commercial.  The thing is, we do quite a bit of existing home installations and not so much new construction, so we rely on the consumer's credit or cash reserves to fund the system purchase. And with the current economic situation, probably 1 out of every 10 applicants is approved. Smiley Sad


So my question is this: Does anyone know of any consumer finance companies that are lenient or exist that maybe I haven't heard of?


  1. Amounts ranging from 500 to 15,000
  2. Lenient on FICO score requirements
  3. Good Customer Service
  4. Quick Funding Process


I know of: Citifinancial, GEMB, Wells Fargo Financial, and 2nd Chance Finance (which doesn't approve anyone at all)



Thanks in advance!

2/15/2011 TU: 773 ~ EQ: 780
8/15/2011 TU: 766 ~ EQ: 783 ~ EX: 753 (psecu)