The Citi Professional Card reports to my EX CR every month. Then again, I didn't even have to enter my tax id to apply. Their terms do state that the card is to be used for business purposes only, though. Strange that they wouldn't even ask! I have heard the same about the Plum so I'm a little skeptic to apply just yet. The last thing I need is another hard pull on EX. Looks like a solid card from what I can tell.