New Contributor
Posts: 50
Registered: ‎01-24-2012
Corporate Amex

I recently had to apply for a Corporate Amex through work.  It was a hard pull on Experian which immediately made me nervous as I'm nowhere near the Amex phase of my credit life yet.  I got a denial letter as expected, but the card showed up about three days later.  The whole corp Amex system seems a bit odd to me. Why hard pull me and send a denial letter if you are going to issue the card anyways?  Additionally, I don't believe this account will appear as a tradeline on any reports for me personally.

 

I do wonder if this card will serve for backdating a year or two down the road when my scores make me Amex eligible?

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700