09-28-2012 10:23 PM
I recently had to apply for a Corporate Amex through work. It was a hard pull on Experian which immediately made me nervous as I'm nowhere near the Amex phase of my credit life yet. I got a denial letter as expected, but the card showed up about three days later. The whole corp Amex system seems a bit odd to me. Why hard pull me and send a denial letter if you are going to issue the card anyways? Additionally, I don't believe this account will appear as a tradeline on any reports for me personally.
I do wonder if this card will serve for backdating a year or two down the road when my scores make me Amex eligible?
NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700