Regular Contributor
Posts: 148
Registered: ‎09-26-2011
CapOne Spark ?

Does anyone know how CapOne is with their CLI for their Spark Business? Thanks.

Epic Contributor
Posts: 28,179
Registered: ‎10-23-2007
Re: CapOne Spark ?

kwazziee wrote:

Does anyone know how CapOne is with their CLI for their Spark Business? Thanks.

I wonder if they have "Credit Steps" LOL


Capital One Business is like Capital One Personal... Including pulling all 3 PG reports and reporting to all 3 PG reports Every Month!


However that 2% would be fantastic!

My Gardening 04/29/2016 All 3 Reports on Lockdown
Partner Joined Garden 04/11/2016
New Contributor
Posts: 58
Registered: ‎11-24-2010
Re: CapOne Spark ?

Depending on which Spark card you get,the cli requirements vary. There are "Credit Steps" for the Classic card. For the upper tiered cards, you can request a cli by calling them but it's essentially like hitting the monkey button.

New Contributor
Posts: 90
Registered: ‎11-06-2012
Re: CapOne Spark ?

i got 2k for my busines spark classic today.  and I have 30k cash in their business  checking account. will keep 2k but withdraw 30k monday.

I approved online in 2 min


BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Established Contributor
Posts: 734
Registered: ‎02-01-2012
Re: CapOne Spark ?

I was initally approved for $5K in May 2012....not enough. I immediately asked for double. Denied. I tried again in July. Denied. I tried again in September. Approved. I had asked for at least double to $10k and was given $8500. I have averaged about $10k per month spent on the card and was very adamant about increasing my limit so I didn't have to send a payment every other day. So, that was after 4 months. My case might be irregular. Not sure. 

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!