Rule of thumb
For example things like Credit Cards, mortgages, personal loans, car loans report to CA's. An insurance company will not report to CA on a monthly bases the only time they will report anything is when you don't pay them what is owed and it in collections
So cancel the insurance just make sure all is paid
Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years
"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
