Member
oogy
Posts: 17
Registered: ‎11-23-2012
Re: will this effect my personal credit?

Don't just stop paying and assume they'll throw out your policy though.  Make sure you actually cancel your account.  If you simply stop paying without canceling that's how things go to collections and end up negatively reporting on your credit reports.

 

If you pay what's due and then cancel it completely though, I don't see why that would effect your credit at all.

 

 

 

Also, just because someone is offering a service rather than a physical product does not mean they are going to be less diligent about making sure you pay them for that service.

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