Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008
Chase Ink Cash Success

Hey there!

 

Just wanted to share my experience.

 

-Have had a Chase Freedom for 7 or 8 years.

 

Apped and received Chase Sapphire back in July of this year.  Initial CL was (and still is) $5000.

 

Apped for a CL for Chase Freedom at the same time; went from $1500 to $7500.

 

I have a small (very small) photogrpahy business.  I want to keep things separate.  I apped today.  I got a "pending review" because I have a paid tax lien that EQ does not show as paid.  Chase was awesome, let me fax them proof, and then I couldn't get through to their fax!!!  When I caled back, I spoke to "John" who said "Let me look again and see what I can do."  He noted that it hadn't reported since 2009 and approved me for Chase Ink Cash for $5000.

 

Notes-

-I used TOTAL household income.

-I was asked how long I had been taking pictures.  They considered my experience level over business length.

-I am about 19% util-I have one late and that's it.

-They pulled EQ, which is 701 via myFico

 

I hope this helps.  Chase is the BEST on recon that I have ever seen.  It always pays to call.  It took three calls for me, but was worth it.

 

Also of note, EQ was not so nice when I called.  They said that whether I faxed proof or not they would still have to verify and it would still be subject to a 30 day wait. THEN they tried to sell me their credit score services and informed me that my myFico score was inaccurate.  Sigh.

 

 

Lisa

 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Established Contributor
scenery_guy
Posts: 949
Registered: ‎07-24-2012
Re: Chase Ink Cash Success

Awesome! Good move, nice card to have. More points and a separate card for business use. I agree, Chase has been a pleasure to deal with in the past. 

Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012
Re: Chase Ink Cash Success
Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13