Established Contributor
Posts: 937
Registered: ‎07-24-2012
AMEX Business Gold to Business Platinum?

Just got an email from the mothership offering an upgrade from Business Gold Rewards Card to Business Platinum tied to a 25,000 MR points after first purchase. Is it worth it? I have had the Gold for about 6 months but I believe I am double covered on many perks of the Platinum as I also hold the Delta Reserve for Business. Airport lounge access is covered by the Delta card so that's a double. I see I can get $200 in airline fees reimbursed but the Delta card always gets me free first bag. There looks to be some late check out, breakfast and room upgrade but that's not really important to me. The purchase protection looks better ($10,000 vs $1,000 per occurrence). 

Big item is the fee is $450 a year but the Gold is $175 a year and first year no fee. 

I'm undecided. Any input?