Frequent Contributor
Harpo
Posts: 431
Registered: ‎08-08-2008
Juniper MasterCard Business Card
[ Edited ]
I received an application for a Juniper MasterCard for my business.

So is this a good thing? it has

0% apr for the first 13 months on initial balance transfers
up to 5% cash back
No earnings Limit (not sure what this means)
No annual fee

Would love feed back. I need to mail this back by 9/19. I didn't even realize I had this application and just found it on my desk when looking for something else.

Edited to ask what personal credit score do I need to apply for this?

Thanks

Message Edited by Harpo on 09-05-2008 05:05 PM
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
Re: Juniper MasterCard Business Card


Harpo wrote:
I received an application for a Juniper MasterCard for my business.

So is this a good thing? it has

0% apr for the first 13 months on initial balance transfers
up to 5% cash back
No earnings Limit (not sure what this means)
No annual fee

Would love feed back. I need to mail this back by 9/19. I didn't even realize I had this application and just found it on my desk when looking for something else.

Edited to ask what personal credit score do I need to apply for this?

Thanks

Message Edited by Harpo on 09-05-2008 05:05 PM

Do you intend to PIF this account? If so, maybe. If not I would avoid Barclay/Juniper - they RJ!
 
I would also avoid obtaining business credit that requires a PG, your SSN or is interested in your personal credit.
Established Contributor
EddieX
Posts: 523
Registered: ‎09-09-2007
Re: Juniper MasterCard Business Card
Most business credit requires a PG. Very rare to see anything that doesn't these days. Even starter accounts are starting to do it.
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Credit repair - the Ski Mask Way.
Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007
Re: Juniper MasterCard Business Card
I have the Bank Atlantic card issued by Juniper. 0% for 15 months.  Which I used and maxed the card out. so far they have not been chasing my balance down or anything and I like it.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Frequent Contributor
urgent_help_needed
Posts: 268
Registered: ‎01-23-2009
Re: Juniper MasterCard Business Card

If you simply transfer a balance to Bank Atlantic 0%APR promo deal, do you have to worry about Juniper rate-jacking you? 

I would not be putting any purchases on the card. I would simply be moving a fairly large balance to the card and keeping it there for 15 months at 0%

Is there anytihng they can do to screw me over?

Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007
Re: Juniper MasterCard Business Card

They approved my mom for 20k, we moved 20k to the card with BT.

I have been paying $200/month for the last 13 months and they have done nothing. 

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200