Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
Re: Advanta, No Way, No How!
ilovepizza has the best response!

When CC companies see that you carry balances for a certain period of time, they RJ you to make more money. It doesn't matter if you pay more than the minimum. As long as you carry a balance, they can RJ you to whatever they see fit. Afterall, they are making more money off of you. And, those balance transfer offers sound really good until you realize you can't pay off the balance by the end of the introductory period. It's best to keep up with those BTs and if you must carry a balance, don't do so for an extended period of time.

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