Valued Member
prettywise77
Posts: 32
Registered: ‎03-11-2008
Capital One CLI YEAH!!!
I included a part of this in a recent post, but after logging into my account this morning I had to come back and say thank you again!!
 
I apped for a cap1 card in June 2008, waited 3 months us the card a lot and called last weekend to request a cli, the CSR granted $750 my original cl was 2.5k, I knew I was on the step program which is why i was trying to hurry and get my the first cli before it hit.  Well I logged in to pay and sure enough I received my additional cli of $500 bringing my total cli $3750.  Capital 1 is A OK with me!!  Thanks FICO FAM!  The information works!! 
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007
Re: Capital One CLI YEAH!!!
Awesome i can wait to get my limits that high...currently at 1100!
Valued Member
prettywise77
Posts: 32
Registered: ‎03-11-2008
Re: Capital One CLI YEAH!!!
Ok the news is too good not to share, but I decided to combine the above card with my other Cap1 cc which had a limit of $1750.  Called back door # to combine, VERY NICE CSR said, sure we can combine them.  But let me raise the limit $500 first, I said ok, we looked at the interest rates and decided to keep the card with the lower APR at 10.86%.  So now my credit limit is drum roll please....  $6k!!  I am so happy!!!  I went from a $500 cl to 6k in less than 5months.  Thank you Fico forum!!  I am sure Chase will see that in a few months and hopefully follow suit!
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
Re: Capital One CLI YEAH!!!
Nice  work-
 
I am loving cap one more than Amex-
 
Higher CL, lower APR,
I called WAMU, Capone and Discover today and let them know I would being using my cards more. Capone gave me a 1K CLI.

 

prettywise77 wrote:
Ok the news is too good not to share, but I decided to combine the above card with my other Cap1 cc which had a limit of $1750.  Called back door # to combine, VERY NICE CSR said, sure we can combine them.  But let me raise the limit $500 first, I said ok, we looked at the interest rates and decided to keep the card with the lower APR at 10.86%.  So now my credit limit is drum roll please....  $6k!!  I am so happy!!!  I went from a $500 cl to 6k in less than 5months.  Thank you Fico forum!!  I am sure Chase will see that in a few months and hopefully follow suit!



Regular Contributor
siangirl34
Posts: 242
Registered: ‎07-26-2008
Re: Capital One CLI YEAH!!!
That's a great job! I have a $1250.00 limit Cap One and a new one with only $750.00. I've already racked up $14.00 (in 3 weeks) in rewards on it using it for all my groceries and daily items I purchase.  I'll try the same strategy with the card. They've slowed me down now a bit though, by holding one payment I sent - a big one- for 10 days.
Contributor
want2b_800s
Posts: 79
Registered: ‎08-23-2008
Re: Capital One CLI YEAH!!!
Congrats on the cl increases. How exciting...don't you love that.

Anyway, I'm not feeling the love from cap 1 so much. Pushed the button and was instantly declined. Have had my cards for years, all paid down to zero. Maybe I should have called bk door #.

Are your scores over 700, for those of you who have received the cl increases?

Congrats again...wtg...you're my idols!!!!
:smileyhappy: