Re: Any chance of getting Cap1 or HSBC to do a limit increase without a hard pull?
10-05-2008 07:59 PM
HSBC's subprime cards, Orchard and Household, are the fee for increase cards. HSBC has a prime lending department, too. GM Flex and the Weekend card are examples of their prime market. As for their prime cards, I never now if they will do a soft or a hard pull as I have experienced both. If you want a CLI, be prepared for hard pull.
I have 2 Orchard cards, & have never gotten ANY kind of inquiry, whether it was an auto-CLI or at my request.
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.