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laz98
Posts: 4,292
Registered: ‎09-06-2008
Re: Any chance of getting Cap1 or HSBC to do a limit increase without a hard pull?

FaircreditguyFL wrote:
HSBC's subprime cards, Orchard and Household, are the fee for increase cards.  HSBC has a prime lending department, too.  GM Flex and the Weekend card are examples of their prime market.  As for their prime cards, I never now if they will do a soft or a hard pull as I have experienced both.  If you want a CLI, be prepared for hard pull.

I have 2 Orchard cards, & have never gotten ANY kind of inquiry, whether it was an auto-CLI or at my request.

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.