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niecey89
Posts: 401
Registered: ‎05-01-2007
Capital one (combining question)
[ Edited ]

What were your balances or utils on both cards when you combined them?

 

 



I have 2 Capital one accounts that I want to combine. I was thinking 6 months from now when the balances are lower.

Cap1  - 2500 bal 2400 (19.90% no AF) ......this started out at 500 w/AF
Cap2  - 500 bal 400 (14.15% w/AF)

I have had both since 2006, would it be better to wait the 6 months or try to combine now ?
Message Edited by niecey89 on 10-08-2008 03:20 PM
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED :smileyhappy: ~