Re: Total Visa Card
10-30-2008 04:50 PM
Don't get it. It's not worth it.
I have had this card for 4 years & 3 months. It STILL only has a limit of $350. They refuse to budge. I started at $250.
It charges me a $10 montly participation fee. The interest rate is 19.92%, which they also refuse to lower.
The customer service is terrible. The website isn't great, but at least they don't charge me to make a payment. Which, by the way, I can only do once every 10 days.
This card will definitely NOT grow with you. Take Orchard instead. Much better in my view. I have 2 Orchard cards now. The only reason I still have this card is because I have had it the longest, by almost 2 years over my next 2 oldest cards.