Re: Any tips on how to get a rate reduction from Chase and Discover
12-19-2008 12:58 PM
OP, in order to get an APR reduction from Discover, your account has to be open for at least a year. Then they send you a form in the mail where you request it officially, as well as write your explanation on the area provided.
They sent me the form, but I never sent it back since my account has been opened for a year. The CSR didn't inform me of that. It was the first thing printed on the form.