Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
Re: Any tips on how to get a rate reduction from Chase and Discover

OP, in order to get an APR reduction from Discover, your account has to be open for at least a year. Then they send you a form in the mail where you request it officially, as well as write your explanation on the area provided.


They sent me the form, but I never sent it back since my account has been opened for a year. The CSR didn't inform me of that. It was the first thing printed on the form. 

Here we go again...