Regular Contributor
Laurenlou
Posts: 143
Registered: ‎05-29-2008
Looking for an LOC.... any suggestions?

I am looking for a small personal loan of around $3000 to get my husband's truck fixed. My Ficos have gone up, but still aren't great. Right now I'm ranging between 600-630. I have 2 unpaid collections- 1 for around $3000 with Capone and 1 for $1000 with citi. I have several CCs and 1 auto loan with perfect history. My salary is $58K and I would be able to pay it back in 18 months.

 

I've never apped for a LOC so I dont even know where to start. Anyone know of any good banks? Someplace that would be willing to overlook my less than perfect credit? Any ideas or advice?