Sylvia I am LOVING YOU right now!!  Thank you so very much!!!  I was able to get my orchard bank and household bank combined bringing my cl to 2k on my household card which i have had the longest.  WHOOO HOOO!!

 

And I felt bold enough to call Cap 1 to do the same with the 1k cl card combined it wi/750 cli to a nice 1750 Cli.  I am in tears right now, i am so excited and grateful!!  I would have never thought to have called if I didnt have this information!!  Thank you is such a small phrase of how really appreciative I am!  Thanks again.  I am heading in the right direction for sure!!