Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
Re: When does boa secured 99/500
If I remember right, it is 9 months for 99/500 card and 12 months for fully secured card. UpUpUp is your card 99/500 or fully secured card?
Established Contributor
contractor
Posts: 697
Registered: ‎03-09-2008
Re: When does boa secured 99/500

bamagirl1 wrote:
ok question someone stated they USUALLY give a cli to $1000 my secured amt is $1300 so do they on average give $500

BG - They took my 2K secured to 2.5K without me even asking when it graduated.

/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\

"No good deed goes unpunished"




There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.
Established Contributor
contractor
Posts: 697
Registered: ‎03-09-2008
Re: When does boa secured 99/500

concorduser wrote:
If I remember right, it is 9 months for 99/500 card and 12 months for fully secured card. UpUpUp is your card 99/500 or fully secured card?

Mine was fully secured and I called for graduation at 9 full months (that's 9 months of reporting to CRA's). The CSR told me they usually call you at 10 months but usually will unsecure at 9 if asked. YMMV

/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\

"No good deed goes unpunished"




There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.
Established Contributor
Shnapple
Posts: 837
Registered: ‎02-27-2008
Re: When does boa secured 99/500

My sister paid off her CC. Does she wait until it reports to the bureaus or call now for the product change?

FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679
Frequent Contributor
maxima1
Posts: 455
Registered: ‎11-27-2007
Re: When does boa secured 99/500

i am now unsecure yea 1000 cl feels good...

GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
Re: When does boa secured 99/500

Shnapple wrote:

My sister paid off her CC. Does she wait until it reports to the bureaus or call now for the product change?


 

she does not have to wait until it reports to the bureau. As long as on the system it states 0 balance, she can call.

 

Keep us updated

Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
Re: When does boa secured 99/500

concorduser wrote:
If I remember right, it is 9 months for 99/500 card and 12 months for fully secured card. UpUpUp is your card 99/500 or fully secured card?

 

I was starting to wonder if it's the opposite because it seems like everyone that posts about 9 month is coming off of fully secured. Mine was $99/500.
Established Contributor
Shnapple
Posts: 837
Registered: ‎02-27-2008
Re: When does boa secured 99/500

Looks like my sister already got the product change when she went unsecure last year. She has the Platinum Plus Visa or something like that. They want to run her credit to do a CLI so we'll wait until her new scores post with the $0 balance. She should be above 600 on all her reports at that point.

 

 

FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679