Re: When does boa secured 99/500[ Edited ]
01-30-2009 09:46 AM - edited 01-30-2009 09:12 PM
Does BOA prefer you to PIF monthly or carry a balance? My sister went unsecure about 6 months ago but is almost maxed out now. I told her to PIF then call BOA and ask for an increase. Is this wise? Is this what they want to see? She has no lates.
This is a good plan. Have her PIF and then ask for a cli. BofA is very good with cli's.
I would also suggest she does a product change so she would have a better card. This will give her better advantages with lower apr's and cli's.
hope this helps and keep us updated