Epic Contributor
Creditaddict
Posts: 21,690
Registered: ‎10-23-2007
Re: 2%+ Cash Back on Everything Cards

My dad swapped out his Circuit City card for it and then we added me as joint!!

 

Well I recently also product changed a platinum card to a signature Southwest Card that I was also added as joint to and I have replaced the business Amex Charge with the Southwest Card.

 

So right now I'm not really worried about util because I made use the of the "signature" part of the credit card already and charged up over the limit and will have it paid down before the statement cuts so I have raised the "high balance" that will report to credit, but eventually as I pay down other debt, it would be nice to not have to pay before statement to protect util, if it was a business card I wouldn't have to worry about it. 

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue: