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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
Re: FICO went from 500 to 590...quick credit card question
Yep, hold off, sit tight. No point in getting icky cards that you'll wind up hating, when just waiting and continuing to stay on top of your credit will bring you so much more.

In addition, during the rebuilding phase, when you're re-learning your credit habits and attitudes, it's smart to just stay with a few cards and get a good payment routine established. With every additional card, you're increasing the chances that something will get missed, you'll screw up, and the clock for rebuilding your credit will reset back to zero.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007