Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
Re: FICO went from 500 to 590...quick credit card question
I can't brag enough on credit unions!

You might need to build up a track record with them, as did moondog, but really, why not do this? Credit unions are conservative, in that they're not going to throw money at total strangers with iffy pasts, but when you show that you're turning things around, they tend to be very willing to sit down and work with you on an individual basis.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007