Frequent Contributor
Cheech
Posts: 282
Registered: ‎03-26-2008
Re: 2%+ Cash Back on Everything Cards

urgent_help_needed wrote:

thanks for the detailed reply Cheech.  Do you think these travel insurance programs would cover something like

1) you are traveling in a cab during your vacation/trip.  The cabbie gets in an accident you suffer health problems.  Would they pay your medical bills?

 

The policy does not cover medical bills or health problems. It covers loss of life, limb, hearing or sight. I do not believe it covers cab rides, either. Can you even pay for a cab with a credit card?

 

2) you are walking somewhere during your trip.  you slip and fall and sprain your ankle.  would it cover your medical bills?  

 

No. It only covers common transportation carriers. Your feet don't count. ;-)

 

3) your laptop gets stolen from your hotel room.  would it offer any coverage for this?

 

No. Lost luggage, yes. Stolen property from the hotel room, no.

 

4) you travel by bus to get to your trip destination, and you buy the bus tickets with your credit card that has travel insurance.  the bus driver gets in an accident and you are hurt.  any coverage for your medical bills and/or future health problems?

 

No. Loss of life, limb, sight, hearing only. Of course, the bus company's insurance should cover your medical bills.

Message Edited by urgent_help_needed on 02-08-2009 12:46 PM