Re: christian community credit union
02-09-2009 04:42 PM
Good luck. However, I think you need to chill on the apps + let your accts age. Otherwise, you’re just racking up inquiries which are lowering your fico. Takes awhile to offset your baddies + w/new ccs, lenders are leery to extend more credit. also, if all you have are subprime ccs now, app sprees are likely just going to lead to more 3 digit cls. i guess it's 'good' (if your goal's simply 'get as many ccs as i can') short term, but long-term it may be better to wait a bit.
btw, why not go for a secured cc w/ba? they took me w/EX of 570s + some baddies (from 03). then again, that was 8 mos. ago + the credit world was slightly easier/better than it is today.