Established Contributor
Posts: 1,004
Registered: ‎02-03-2009
Re: Capital One not so BK friendly anymore?
I am not sure they are BK friendly anymore, even for current cardholders. I have had an account since 2003. Had a BK dischargedin 2002. I have not had a late payment since then, and have several TL's other than Cap. One. I have a balance of 735.00 and a CL of 3K. Scores (My Fico - as of 2/3/09) are: TU 703, EXP 709, EQ 686. They sent one of those solicitation emails ("because of your excellent account management, you are a valued customer, ...blah, blah, blah...). They siad I was preapproved. Well, I applied and was denied. I am waiting for the letter to call the number to see if they will do a recon.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (5), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (12/2014): 803; EX (6/14): 775