Valued Contributor
Posts: 1,098
Registered: ‎02-03-2009
Re: Capital One not so BK friendly anymore?
I am not sure they are BK friendly anymore, even for current cardholders. I have had an account since 2003. Had a BK dischargedin 2002. I have not had a late payment since then, and have several TL's other than Cap. One. I have a balance of 735.00 and a CL of 3K. Scores (My Fico - as of 2/3/09) are: TU 703, EXP 709, EQ 686. They sent one of those solicitation emails ("because of your excellent account management, you are a valued customer, ...blah, blah, blah...). They siad I was preapproved. Well, I applied and was denied. I am waiting for the letter to call the number to see if they will do a recon.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (11/2015): EQ My Fico: 808; TU MyFico: 799; EX (My Fico): 775