Established Contributor
modernsurrender
Posts: 805
Registered: ‎02-01-2008
Re: BOA Secured Card

I was approved for a standard BoA secured card that opened last March (2008).  My scores were all rather low (high 400s to low 500s) but I had banked with them for a while and my accounts had been in good standing for over 6 months.  I had several charge offs, 4 collections, and one account (maybe 2 if my CJ account had hit yet) in good standing.

 

I got the plain secured card, with a $300 limit - and after calling last week it was graduated and CLI'd to $800 :smileyhappy:

 

Good luck to you, I think you'll get it, but ya never know.

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)