Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
Re: Raising score with CC

Hi Carla

 

What are your scores? What is on your report? Why did you go with First premier?

 

Could you have gone a different route? What are your current baddies on your report?

 

I ask because First Premier is not a CC many people like. Do you need to have your score raised immediately?

 

Can you hold off awhile to try some other techniques in raising your score?

 

If you pay off the card immediately, then it will help your util% with adding this new  $250 limit to your report.

 

However because it is not much, it may not offset the ding you will get due to inq and new accounts showing on your report.  What are your other CC's? What are their balances and limits?

 

Give us some more info so we can help you