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haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007
Re: What is the best way
If there are no baddies on the card, and if it is older than your AAoA (average age of accounts), chances are it's helping rather than hurting.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007