Valued Contributor
Posts: 1,742
Registered: ‎08-18-2007
Re: Need a good balance transfer credit card

Lus28 wrote:
I currently have a Wells Fargo visa and their APR and Finance charges skyrocketed recently. They are charging me $31 a month, I'm not using it and just trying to pay it off.

I just tried applying for a credit card at Citibank which had a balance transfer for 0% for 12 months and my application needed further review. I also tried to transfer it to my other card that had no balance, and had a lower APR and no finance charges. But it said I was eligible.

I'm currently self-employed so I'm wondering if that's why.

I can't afford to keep paying the $30 in finance charges each month though.
I need to get out of that fast!

I am assuming you mean wasn't eligible.


What is the other card. Maybe you can call the backdoor number of this card and speak to a live person with a better ability to get you approved.


Let us know