Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
Re: Raising score with CC

CARLA82 wrote:
My score are 620, 585, and 564, that is why I couldn't get a better card. All of my baddies are medical bills and 2 30 day lates from May of this past year. I don't have any  other CC's. Do the CC companies do an inquiry on authorized users?

 

Hi Carla

 

They do not do inqs on AU's.  Also, if the medical baddies are paid you should definitely look into the rebuilding credit forum and ask how to get them off your report.

 

Read this thread The HIPAA Letter Process & Medical Collections (w/ HappyDays)

 

Also try to Goodwill those lates off your credit report.

 

Hope this help and keep us updated