... Apply or no??
02-24-2009 07:01 PM
About Care Credit!!!!!
Please remember to read all the fine print, and make sure you can pay or not forget (doh!) the entire balance by the time the promotional 0% runs out.
Why? because they back charge you interest on the whole amount for the whole period of time including the promotional first XX months (where it was 0%).
Oh yeah, that's right, not only do you pay the much much higher interest, they hit you with ALL of the deferred finance charges as well, so depending on the balance, it can be a very harsh hit. Good call.