Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
Re: BOA $99/$500 Card Unsecured, but no CLI

BarnabysMom wrote:
I got a secured card in June 2007 with a $1500 limit and in June 2008, it was unsecured with a $2000.  I have systemmatically made on-time PIF since and was just declined for a CLI.  My EX is 689.  The ratings rep did subtlely hint that it would be helpful if I had another major card with a similar credit line.

Welcome to the forums!


BOA will normally try and be in the same ballpark as your highest CL. It makes them more comfortable giving out higher CLs when they see you have experience with them already. 


Of course, that's somewhat of a Catch 22. 

Here we go again...