Re: Bank of America $23,500 CLD
04-06-2009 04:17 PM
WhirledPeasPlease wrote:Eh, they sliced my mom's acct from 25k to 12.5k -- it only hurts b/c I'm an AU on that card and I just lost a heck of a lot of avail credit, lol.
I was expecting this to happen: I logged into my BoA Visa account information this morning, and saw my credit line was cut in half, from $47,000 to $23,500. I'm not going to bother calling BoA about this.
I really can't complain, given that $23,500 is still a respectable credit limit. This CLD shouldn't affect my FICO scores, either.
I know I'm not alone!
That's depressing, Peas. Is your mom upset over her CLD? I know I didn't throw a tantrum with BoA, because I couldn't honestly tell them I needed that $47,000 credit line. In fact, my new $23,500 credit limit is probably much more than I'll ever need!
From what I've been reading on other posts, I should now prepare myself for an APR increase!