Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007
Re: Bank of America $23,500 CLD

WhirledPeasPlease wrote:

psychic wrote:

I was expecting this to happen:  I logged into my BoA Visa account information this morning, and saw my credit line was cut in half, from $47,000 to $23,500.  I'm not going to bother calling BoA about this. 

 

I really can't complain, given that $23,500 is still a respectable credit limit.  This CLD shouldn't affect my FICO scores, either. 

 

I know I'm not alone!

 


Eh, they sliced my mom's acct from 25k to 12.5k -- it only hurts b/c I'm an AU on that card and I just lost a heck of a lot of avail credit, lol.

That's depressing, Peas.  Is your mom upset over her CLD?  I know I didn't throw a tantrum with BoA, because I couldn't honestly tell them I needed that $47,000 credit line.   In fact, my new $23,500 credit limit is probably much more than I'll ever need!

 

From what I've been reading on other posts, I should now prepare myself for an APR increase!

EQ 814 / TU 815 / EX 842