Posts: 13
Registered: ‎03-25-2009
Re: Bank of America $23,500 CLD

I was "adjusted" today as well.  My $12k cut to $6k.  Never late.  Have occassionally carried balances, but was sitting at 0 for the last couple months.  I have exercised it routinely, have had it to 80-90% in past, but paid off or down within 2-4 months, then mostly PIF.