Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
Re: citi premier or Carnival
After BoA bought out MBNA, some card holders, myself included, have their accounts managed by FIA, a cardservice desk for BoA. They behave like a CCC but they are not. I'm not convinced their underwriting is the same as BoA's either.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1