Should it be a problem to delete an CC AU account from my credit reports? I have disputed the account ( AU from my wife's card ) 3 times with EQ and it keeps coming back verified. I call the CC company, and they will not remove it either, and are not help at all. I'm not responsible for the debt and it is effecting my scores due to the balance. Why so much trouble to remove it? Any suggestions? It is holding back my score the few points I need to get a loan and I can't get anyone to move fast on the matter...