Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
Re: Cap One - add as an AU?
That's amazing work! I might need to hire you to use your magic on WFNNB/ J.Crew. Smiley Wink

Since you have no lates of your own, you absolutely don't need to add one in.

What's your total util now with the Chase card's 40%? Just getting that down might do the trick.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007