Valued Contributor
nothingman02
Posts: 1,072
Registered: ‎02-15-2009
Can I app for an CCs?
[ Edited ]

Ok. I need some credit right now. Only need a little bit which I'll pay back in a month or two. But theres a couple of bills I need to pay right away. So I was wondering if I can app for any CC. Below is my current profile;

 

FP - 4 months old. CL - 200/Bal - 0.00

Orchard Secured - 3 months old.CL - 200/Bal - 0.00

Spiegel - 2 months old. CL - 250/Bal - 0.00

BOA AUa/c. - 10 months old. CL - 16000/Bal - 2400

 

Chase - 4.5 yrs old. Paid/sold to Asset/CO/ Bal - 0

Citi - 4.2 yrs old. Paid current/ Paid as agreed./Bal - 0 / Closed /1-30 &1-60 lates(last two months before closing)

 

Asset Acceptance - Collecting on the above Chase card. Opened in Jan this year. Will take some time to resolve this one. Tripled the bal to 1870.00

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The above is TU. There is an additional collection on EQ and EX other than all of above. Its a BOA checking that went bad.

 

FBCS - BOA checking collection a/c. Opened 10/2008. Updated in 2/2009. Bal - 822. Am fighting this one too and would be a while. Its incorrect balance.

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Latest Scores

EQ - 611 / TU - 653

There would be a score drop as the BOA AU Bal has gone up from1500 to 2400 (UTL has since changed from 92% to 86%)  Just waiting for EQ to update and have an idea from past pulls that TU would now be around 625.

Message Edited by nothingman02 on 05-16-2009 06:55 PM