Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
Re: Cap One - add as an AU?
Getting to 9% or lower will probably help.

Do you know your AAoA in months? Have you hit one year yet? That will help, too.

*Maybe* having a $0 balance on your Cap One, so that only the Chase has a balance, would help, although that might not be much of an issue for young history profiles.

What are the negatives, in order, on your FICO reports (screen two)? --besides short history and seeking credit, lol.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007